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8 Reasons Why Home Is The Start Of A Healthy Lifestyle

Reasons why home is the start of healthy lifestyle

This is a guest post by John who has been a real estate consultant for over five years and putting Philippine properties for sale up in the market and closing each and every transaction he makes has always been his gift.

“When it comes to developing character strength, inner security and unique personal and interpersonal talents and skills in a child, no institution can or ever will compare with, or effectively substitute for, the home’s potential for positive influence.”  – Stephen Covey

Owning a home is everyone’s dream. It brings intangible advantages such as the sense of stability, belongingness, and pride of owning a home. Whether you plan to invest in Ayala North Point or any real estate property, owning a home is a fulfillment you can have. With these impressive benefits, there is no wonder why more people are planning to invest in real estate.

However, real estate investment is not just about purchasing a property. Your future may depend on the choices you have. For some, owning a home can be a nightmare. But if you know how real estate works, you can ensure a healthy lifestyle while living in your dream home. To give you an idea, we list down some things why choosing the right home is the start of a healthy lifestyle.

8 Reasons Why Home Is The Start Of A Healthy Lifestyle

#1 It is a good investment

Purchasing a property is a good investment. If you plan to stay in your home for a long time, the value of the property would increase and will give you a substantial return on your investment.  Moreover, investing in a property will give you a lot of options. Apart from owning it, you can opt to rent it out and make it as a generating income, or even sell it to a potential home investor. And if you are keen when it comes to this kind of investment, you will surely get a desirable outcome.

#2 Greater privacy

For many, privacy is one important thing one should have – and owning a home is one. When you own your home, you will not have to worry about the things you want to do. You can freely do what you want without disturbing the neighbors, or being reprimanded for being noisy and lazy. Not to mention the valuable things you need to keep hidden at home.

#3 Leisure time

There is nothing more satisfying than doing what you like at home. Right? If you are planning to hold a gathering at home or even a sleepover with your friends, you definitely can. Your home, your rule. That means you can do whatever you want, just for as long as you also know your limitations as a homeowner. Additionally, if you live in a community with a Homeowners Association or HOA, it might take many of these home ownership chores off from you for an additional cost. Just beware of the headaches the association membership can entail.

#4 The ability to remodel and redecorate

Unlike renting a property, owning a home allows you to remodel and redecorate to match your needs and desires. You can decide what interior design you want for your home without getting approval from anybody. Moreover, home improvement is also one way to increase the value of your home over time. The more impressive your home is, the more buyers would be interested in investing in your property.

#5 Deduction of home costs on income taxes

When you own a home, there will be tax benefits. You can deduct a portion of your home’s expenses, such as the mortgage interest, property taxes, utilities and repairs and maintenance, again your current income. However, your home must be qualified for such advantage.

#6 You build equity every month

Since there will be a deduction of your taxes, it increases your equity each month. The equity in your home is the amount of money you can sell it for minus what you still owe on it. This method is particularly the case now with the reduction of risky mortgages like negative amortized and interest-only loans. The way mortgages work is that the principal portion of your payment increases slightly every month year after year. That means it would be its lowest on your first payment and highest on your last payment. As you get older, it might be a good idea to compare plans and consider the different types of equity release, this will benefit you and your family.

#7 It gives you more time for your loved ones

One of the reasons why people invest in a property is because they want to give a home for their loved ones, and provide them a healthy lifestyle they needed. Moreover, a home is also where you can make and have memorable moments together with your family and friends. You need not go far just to make good memories since you can already do it in the comfort of your home.

#8 The pride of home ownership

Owning a home is an achievement one can make in their life. This is the time where you can tell yourself that you did something that would give you an assurance in the future. Moreover, owning a home offers you the comfort and a lifestyle that you want to have.

Although owning a home gives us a lot of benefits, there is still a need for you to be mindful of the things you want to have or do. That means you have to know what and what not to do as a homeowner to make sure you can achieve a desirable outcome.

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John has been a real estate consultant for over five years. Putting Philippine properties for sale up in the market and closing each and every transaction he makes has always been his gift. He’s single and currently living in one of the finest condos in the country.